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Metal cards for fintechs that move fast.

Design, network approval and production for small neobanks and card programs, without the big-bank minimums.

Fig. 01 · Brushed steelProof
Brushed steel metal payment card with an engraved logo, gold chip and contactless symbol

ID-1 card · mm

Built for

Problem

A metal card is the most physical thing a fintech ships. Yet getting one made still works the way it does for big banks: high unit costs, months-long chip lead times and minimums that don't match early demand.

  • Unit cost

    $10–25+

    per card to manufacture, depending on the build[1]

  • Lead time

    20–22 wks

    end-to-end for new EMV chip orders in 2026[2]

  • Minimums

    Rigid

    order minimums that don't match actual demand[3]

  • Heft

    Launch-sized

    runs, built for programs that are just getting started

  1. [1] ABCorp, Metal Card Manufacturing guide
  2. [2] ABCorp, The EMV Chip Crunch Is Back (Apr 2026)
  3. [3] ABCorp, Building a Card Program That Grows With Your Fintech

Card designer

See your card in metal.

Upload a logo, pick a finish and spin it. A demo to explore the look, not a final proof.

Fig. 02 · Brushed steelDemo · not a final proof
Brushed steel metal payment card with an engraved logo, gold chip and contactless symbol

Drag to spin

PNG or SVG, up to 2 MB. Transparent works best.

Finish
Edge color
Logo position
Name placement
Back layout

Like it? We'll turn it into a real proof.

Book a call

This designer is a demo to explore the look. Logo and chip placement follow network clear-space rules. Final artwork, materials, colors and network approval are confirmed with you in a proof before anything is produced.

How it works

One partner from artwork to delivery.

Talk to us
  1. 01

    Design

    We turn your brand into a metal card that passes network rules.

  2. 02

    Network approval

    We prepare the artwork package and manage the submission.

  3. 03

    Production

    Your run is made, personalized and quality checked.

  4. 04

    Delivered

    Cards ship to your fulfillment partner, ready to issue.

Tiers

Three ways to put metal in a wallet.

Cross-sections, not to scale

FAQ

Questions founders ask first.

What are the minimums for a custom metal card?

Lower than big-bank programs. We're aiming for first runs sized for a launch, not a national rollout. Exact minimums depend on the tier and are confirmed in writing before you commit.

How long does it take to make metal cards?

It depends on the tier and on network approval. New EMV chip orders are running about five months end to end in 2026, so we plan around supply from day one, and you get a written timeline before anything is ordered.

Do you handle Visa and Mastercard approval?

Yes. We prepare artwork to the network's brand standards and manage the submission alongside your issuing partner.

Who makes the cards?

Established card manufacturers. We tell you exactly which facility is producing your cards, and share its certifications, before you sign.

Can you match our brand exactly?

As closely as metal allows. We match your logo, finish and edge color, and you approve a final proof before production starts.

Book a call

Planning a card launch? Let's talk.

15 minutes. Tell us about your program and we'll tell you what's realistic.

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Rather write?

Or email hello@heftcards.com